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Credit
Short term personal loans
Loans from as little as R1 000 up to R50 000 with repayment terms ranging from 6 to 12 months.
- How it works
- Benefits
- FAQs
- Testimonials
- Get in touch
How it works
Steps for getting your personal loan with Capfin
Meet the requirements
- To be 18 years or older with a SA ID
- 3 months latest payslips or bank statements
- South African bank account
- A Cellphone number
Apply online
You can follow the easy instructions to complete your online application.
Application outcome
Benefits
Steps for getting your personal loan with Capfin
We’ve made managing your Capfin loan easy and convenient for you. Your instalment will be deducted from your bank account monthly.
- Online profile Login into your online profile to manage your loan account, update details or check for available offers.
- Receiving your loan documents in other languages On request, you can receive your loan documents in Afrikaans, Sesotho, isiZulu and isiXhosa. Terms and conditions in these languages are also available on our website.
Supported banks
Capfin supports payouts to selected banks.
FAQS
Need to know more?
Where can I apply for a Capfin loan?
You may apply for a Capfin loan online, via SMS (33005) or at any PEP or Ackermans store nationwide.Is the Capfin loan application process secure?
Yes. You will need to create a profile which can only be accessed using your South African ID number and a unique One-Time-Pin (OTP) which will be sent directly to the cell phone number you registered with.I have created a profile on the Capfin website. How do I complete the loan application?
All you need to do is log into your profile using your South African ID number, we’ll then forward you a unique One-Time-Pin (OTP) which will be sent directly to the cell phone number you registered with. Then, simply follow the instructions.My loan application was declined; how long should I wait before trying to reapply for a Capfin loan?
You may reapply for a Capfin loan after 30 calendar days.How do I see what loan amount I qualify for?
You must apply for a Capfin loan to see what loan amount you qualify for. Thereafter, a loan offer will be prepared which will give you an indication of the amount you qualify for, subject to the completion of our affordability assessment. The loan amount may change subject to additional credit checks performed once your application has been completed and submitted to us.
Testimonials
What our customers say
Here are a few reviews from customers on Google.
Sthembiso Dlamini
Noxy Cele
Nicole Make up
I chose Capfin.”