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loyalty and rewards
Wealth Bonus® from Sanlam
Sanlam’s flagship products now come with built-in Wealth Bonus®.
Earn Wealth Bonus® with qualifying financial products
Get access to a set of discounts on lifestyle benefits
Add more participating products to boost your Wealth Bonus®
how extended wealth bonus works
The more you invest in you, the more we invest in you
A percentage of each premium is matched and added to your Extended Wealth Bonus, from age 70 until the age of 100
Access 50% of your Extended Wealth Bonus® at ages 75, 80, 85, 90, and annually after 90
Included at no extra cost in qualifying Premier or Premier Smart risk plans. To qualify, the new plan must have a benefit that lasts until at least the plan anniversary on or after the insured person’s 75th birthday
Wealth Bonus® Calculator
See how much Wealth Bonus you can earn
Our calculator shows you how our products could help you create wealth. Select a participating product to see how much Wealth Bonus you can earn.
Please select a product
Projections based on assumptions.
See how much Wealth Bonus you could earn.Products and partners
Invest more to earn more Wealth Bonus®
Each Sanlam product contributes to your Wealth Bonus® in different ways. Add more products to boost your Wealth Bonus® earnings, and to benefit from additional savings from our partners.
Standalone products
Browse the participating products that give you Wealth Bonus.
Product combinations
Certain qualifying product combinations boost your earnings.
lifestyle benefits
Access discounts on lifestyle benefits
As a Sanlam client earning Wealth Bonus, you automatically enjoy discounts on lifestyle benefits from our partners, at no additional cost to you. Your benefits are managed by Sanlam Reality – the loyalty programme of the Sanlam Group and its partners, which rewards clients for taking care of their money.
faqs
Get straight answers to all your questions
- How do I earn more Wealth Bonus®?
To get started with Wealth Bonus®, you must buy a participating Sanlam Group product. Your Wealth Bonus® will start to accumulate, according to each product’s rules. You can grow your Wealth Bonus® by adding more participating products to your Sanlam Group portfolio. Each qualifying product you add means more money contributed to your Wealth Bonus® every month.
- How much Wealth Bonus® will I get?
How much Wealth Bonus® you get over time is affected by the following factors:
The Wealth Bonus® rules of the participating products you buy.
How long you have had these products. Some products have Wealth Bonus® that unlocks quarterly or annually, and other products have Wealth Bonus® that will unlock every 5 years until retirement for example the Matrix Premier Personal Cover plans.
Whether you withdraw your money when it becomes unlocked, or whether you choose to keep it invested and earn more interest.
Market performance may also impact your returns.
- How can I withdraw my Wealth Bonus®?
Each participating product earning you Wealth Bonus® has a unique set of rules on how much Wealth Bonus® you earn and when the Wealth Bonus® unlocks, which can then be withdrawn as cash. We’ll communicate to you monthly via email and/or SMS about your Wealth Bonus® value, including your accumulated Wealth Bonus® and how much is currently available to you to withdraw. Please note, that the longer you keep your Wealth Bonus® the more interest you can earn and more opportunity to grow your Wealth Bonus®.