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how it works
The more you invest in you, the more we invest in you
- Wealth Bonus is an embedded benefit when you have a qualifying Sanlam product
- A percentage of each premium you contribute is matched and added to your Wealth Bonus
- You can track and view your accumulated Wealth Bonus in your Wealth Bonus Dashboard, via Sanlam Online.
Qualifying products
Qualifying Sanlam products contribute to your Wealth Bonus in different ways. Add more products to grow your Wealth Bonus earnings, and to benefit from additional savings from our partners.
Standalone products
Browse the participating products that give you Wealth Bonus.
Product combinations
Certain qualifying products combinations increase your Wealth Bonus earnings.
lifestyle benefits
Access discounts on lifestyle benefits
As a Sanlam client earning Wealth Bonus, you automatically enjoy discounts on lifestyle benefits from our partners, at no additional cost to you. Your benefits are managed by Sanlam Reality – the lifestyle programme of the Sanlam Group.
Rewards and discount levels vary by membership option.
Travel
Get 10% off on tickets annually.
Entertainment
Enjoy 2D blockbusters at R39 with refreshment combos from R48.
Travel
Up to 20% off after-hours trips.
Health
Enjoy 20% off monthly fees.
Health
Enjoy 20% off monthly fees.
Entertainment
Enjoy 10% off fibre to your home.
Travel
Save 5% on local accommodation options.
Travel
Get 20% off two tickets annually.
Personal services
Access to discounted homeschooling.
faqs
Get answers to all your questions
How do I earn Wealth Bonus?
To get started with Wealth Bonus, you must buy a participating Sanlam Group product. Your Wealth Bonus will start to accumulate, according to each product’s rules.
You can grow your Wealth Bonus by adding more participating products to your Sanlam Group portfolio. Each qualifying product you add means more money contributed to your Wealth Bonus every month.
How can I find out the value of my Wealth Bonus?
Your current value is shown in the ‘Overview’ tab of your Wealth Bonus Dashboard, and in the navigation bar. Go to sanlamonline.co.za and login to access your Sanlam Portfolio and find the link to the Wealth Bonus Dashboard tab.
The current value of your Wealth Bonus will change over time. If there are any changes to your Wealth Bonus portfolio (for example, interest earned, additional qualifying products added, cancellation of a product, payment lapses, market changes, two-pot withdrawals from your retirement plan, and other reasons depending on the participating product) it could affect the current value of your Wealth Bonus.
How does my Wealth Bonus grow?
You can grow your Wealth Bonus by adding more participating products to your Sanlam Group portfolio. Each product you add means another product helping you grow your Wealth Bonus every month.
You can also earn more Wealth Bonus with Wealth Bonus Boosters (which give you additional Wealth Bonus on top of the Wealth Bonus you currently earn) by having a combination of two products.
The longer you keep your Wealth Bonus, the more it will grow over time due to compounding interest.
Which Sanlam products earn Wealth Bonus?
The following products qualify for Wealth Bonus:
Matrix Premier risk plan (for older plans prior to 2021), you need to buy-up to qualify for Wealth Bonus
Matrix Premier Smart
Cumulus Echo Retirement Plan
Cumulus Echo Preservers
Wealth Edge Endowment plan
Sanlam Retirement Plan*
*Available online and not distributed through any intermediaries.