Disability and accident cover
Start your claim
Disability and/or Accident benefits could provide cover for:
The inability to do your occupation due to an illness or injury
Losing a limb, vision, hearing or speech
Fracturing a hip or requiring a joint replacement
Accidental injuries like burns, amputations and gunshot wounds
Being diagnosed with certain illnesses like heart disease, clinical dementia or epilepsy
Please note that all of the above mentioned are merely examples of possible claim events. Please refer to your policy contract for specific information on what you are covered for and for the requirements that must be met to qualify for a claim.
What benefits are in this category?
Disability
Accidental Disability
Physical Impairment
Functional Impairment
Comprehensive Impairment
Accidental Injury
Which supporting documents do I need?
The Declaration by Employer form (if you are not self-employed)
Specialist medical reports or tests (if relevant)
A copy of your ID
A SAPS report of the injury sustained at work if a claim was caused by an accident, as well as the result of the investigation if already finalised
Download your claims forms
Please download and complete all the forms below in order to submit your claim.
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|---|---|---|
| Disability (AE2643) (ENG) | ||
| Disability (AE2643) (AFR) | ||
| Impairments and Accidental Injuries (AE2738) (ENG) | ||
| Impairments and Accidental Injuries (AE2738) (AFR) | ||
| Declaration by Employer (AE2736) (ENG) | ||
| Declaration by Employer (AE2736) (AFR) | ||
| Disability Cover for sportsmen and women (CPC004) (ENG) | ||
| Disability Cover for sportsmen and women (CPC004) (AFR) |
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Submit & track your claim
Alternatively, submit your claim by forwarding us your completed form and supporting documents by:
Email: livingbenefits@sanlam.co.za
Dropping it off at your nearest Client Care Centre
Working through your financial adviser
If you are unhappy with the outcome of your claim, you are welcome to appeal to us to reconsider, or you may refer your complaint to the Sanlam Arbitrator.
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