• About retirement annuities
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Save with retirement annuities

A retirement annuity offers valuable tax benefits as well as investment options that allow you to grow your savings over time. And with one of Sanlam’s retirement annuities, you can look forward to a cost-effective savings options that inspires you to get saving, motivates you to stay on track, and ensures peace of mind.

Looking to help someone start saving early? You can also save for retirement on behalf of a minor and transfer the policy over to them when they turn 18.
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CALCULATOR

Calculate your retirement needs

Retiring comfortably is something you can plan for.Use our calculator to find out how much you need to reach your retirement goals.Note: To make these calculations, we've made a few assumptions around factors like inflation, return rates, etc. These results should be seen as an indication only.
Are you financially prepared to retire comfortably?
Complete your details to see how much you’ll need to maintain your lifestyle in retirement.
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benefits

Why choose a retirement annuity

You can invest in a retirement annuity whether you’re self-employed or already contributing toward a pension or provident fund. And there are a few reasons why you should:
  • Tax benefitsContributions to an retirement annuity are tax-deductible up to certain limits, reducing your taxable income. Additionally, investment growth is tax-free, enhancing your savings potential
  • Protected savingsFunds in an retirement annuity are safeguarded from creditors, ensuring your retirement savings remain secure even in cases of personal financial difficulties
  • Flexibile contributionsRetirement annuities offer the flexibility to adjust, pause, or make lump-sum contributions, accommodating changes in your financial situation without penalties
  • Diversified investment optionsRetirement annuities provide access to a wide range of investment choices, so you can tailor your portfolio to your risk tolerance and retirement goals
  • Regular retirement incomeA retirement annuity can be converted into a steady income stream at retirement, ensuring financial stability throughout your retirement years
Get in touch

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