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Why choose Sanlam Funeral Cover?
Here are some benefits you'll get depending on your plan*
- Double accident benefit Receive an additional amount equal to the funeral benefit upon accidental death.
- No waiting periodIf you had previous funeral cover for you and your loved ones, you might not have a waiting period.
- Grocery benefitIf you or your loved one pass away, this will pay from R1,000 monthly for six months up to 36 months to help your beneficiaries with groceries, depending on the product that you purchase.
- Cash BackGet a cash back amount every three years while you are paying premiums.
- Cover increasesYou can increase the cover amount by increasing your premium every year. This will help you keep up with the rising costs of burying a loved one.
- Premium HolidaysYou can request a break between payments if you need it provided your policy has been active for 24 months from the cover start date.
Things to think about when buying funeral cover
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Funeral cover explained
Funeral cover is designed to pay for funeral costs and other once-off final expenses, so that your family members do not have to struggle financially at an already difficult time. You can decide how much funeral cover you need and who you’d like to include in your policy, and you’ll then pay a monthly premium. You can speak to a Sanlam adviser about personalised funeral cover options.Funeral cover through a Sanlam adviser
With the advice and guidance of a Sanlam adviser, you can buy personalised funeral cover for up to 30 family members per policy depending on the product you purchase. You and your spouse can be covered for up to a maximum of R100 000 each at the start of your policy. Buying funeral cover through a Sanlam adviser gives you the flexibility to choose a plan with the benefits that best meet your family’s needs.Claims Process
Claims are processed within four hours. Approved claims are paid within 48 hours, subject to documentation and validation. Claims are paid to you - or if you've passed away, they will be paid to your beneficiaries or to your estate if you haven't specified a beneficiary.Cover increases
You can choose to increase the cover amount by increasing the premium every year. This is to help you keep up with the rising cost of burying a loved one.Premium Holidays
Depending on your product, you have the option to apply to keep your policy active for up to 12 months without making any monthly premium payments provided your policy has been active for 24 months from the cover start date. Terms and conditions apply.
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