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- Our products
- Why choose us
- Retirement wealth bonus
Experience peace of mind with Sanlam's retirement solutions
- Products

Saving for retirement
Explore our retirement annuity featuring the Wealth Bonus, designed to boost your savings and ensure a secure future.

Preparing to retire
Choose from three main options to generate income from your retirement funds in South Africa: Life Annuity for security, Living Annuity for flexibility, or Life + Living Annuity for the best of both worlds.

Retirement Preservation
Protect and maintain your existing retirement savings. Ensure you have a reliable income stream throughout retirement, and protect yourself against unexpected financial challenges.

Two-Pot Retirement
Aims to empower more South Africans to preserve their retirement savings when they leave a job or change employment, while enabling controlled access to these savings in times of financial hardship.

Retirement fund Members
Enabling you to grow and protect your savings to live and retire with self-assurance and confidence.
What retirement with Sanlam offers you
- Offers
Expert guidance and support
With years of experience, Sanlam's team of financial experts can provide you with personalized retirement advice and innovative solutions, expertly tailored to meet your unique financial needs and goals.
Manage your retirement online
Login to secure services to quickly and easily update your contributions, make one-off payments, change your banking and debit order details and manage your beneficiaries.
Comprehensive Solutions
We offer cost-effective solutions that maximize your savings, providing lifelong income security, investment flexibility, and growth potential. Choose the best solution for your needs and ensure a secure future with guaranteed support for your dependents.

Wealth Bonus® is added to boost your retirement
Some of our retirement solutions reward you with Wealth Bonus.
Retire confidently with Sanlam’s Retirement Plan Affordable premiums from R250 per month. Sanlam contributes an additional 10% of your payments into your Wealth Bonus on your behalf.
See how the value of your retirement savings grow Wealth Bonus gives you a compelling reason to continue your retirement savings plan.
How do Wealth Bonus payouts work?
Sanlam contributes an additional 10% of your payments into your Wealth Bonus on your behalf. 50% of the accumulated Wealth Bonus unlocks at age 55 with the full Wealth Bonus account unlocking at age 60. But if you cancel or let it lapses, any locked Wealth Bonus will be lost. If you pass away six months after the Wealth Bonus start date, all your accumulated Wealth Bonus that is locked or unlocked and has not been withdrawn, will be paid to your estate.


