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Retirement

With a Retirement Plan that protects your financial future, it's easy to up your F Factor. ​

Unlock retirement possibilities

Discover essential resources, expert advice, and tailored solutions to help you manage, build, and optimize your retirement plans effectively.

Calculate retirement income

Speak to an expert

  • Our products
  • Why choose us
  • Retirement wealth bonus
our solution

Experience peace of mind with Sanlam's retirement solutions

Begin your journey to secure your future and achieve your financial aspirations by exploring Sanlam's retirement solutions.
  • Products
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Saving for retirement

Explore our retirement annuity featuring the Wealth Bonus® , designed to boost your savings and ensure a secure future.
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Preparing to retire

Choose from three main options to generate income from your retirement funds in South Africa: Life Annuity for security, Living Annuity for flexibility, or Life + Living Annuity for the best of both worlds.
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Retirement Preservation

Protect and maintain your existing retirement savings. Ensure you have a reliable income stream throughout retirement, and protect yourself against unexpected financial challenges.
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Two-Pot Retirement

Aims to empower more South Africans to preserve their retirement savings when they leave a job or change employment, while enabling controlled access to these savings in times of financial hardship.
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Retirement fund Members

Enabling you to grow and protect your savings to live and retire with self-assurance and confidence.
WHY CHOOSE US

What retirement with Sanlam offers you

  • Offers
Expert guidance and support
With years of experience, Sanlam's team of financial experts can provide you with personalized retirement advice and innovative solutions, expertly tailored to meet your unique financial needs and goals.
Manage your retirement online
Login to secure services to quickly and easily update your contributions, make one-off payments, change your banking and debit order details and manage your beneficiaries.  
Comprehensive Solutions
We offer cost-effective solutions that maximize your savings, providing lifelong income security, investment flexibility, and growth potential. Choose the best solution for your needs and ensure a secure future with guaranteed support for your dependents.
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Ensure the growth and stability of your retirement savings.

The two-pot retirement system helps you preserve your funds while still allowing controlled access during tough times. By seeking professional advice and tapping into savings only when necessary, you can maximize compound interest, avoid tax penalties, and secure a comfortable and stable retirement.
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REWARDS

Wealth Bonus® is added to boost your retirement

Some of our retirement solutions reward you with Wealth Bonus.  

  • Retire confidently with Sanlam’s Retirement Plan
    Affordable premiums from R300 per month. Sanlam contributes an additional 10% of your payments into your Wealth Bonus on your behalf.

  • See how the value of your retirement savings grow
    Wealth Bonus gives you a compelling reason to continue your retirement savings plan.

How do Wealth Bonus payouts work?

Sanlam contributes an additional 10% of your payments into your Wealth Bonus on your behalf. 50% of the accumulated Wealth Bonus unlocks at age 55 with the full Wealth Bonus account unlocking at age 60. But if you cancel or let it lapses, any locked Wealth Bonus will be lost.

If you pass away six months after the Wealth Bonus start date, all your accumulated Wealth Bonus that is locked or unlocked and has not been withdrawn, will be paid to your estate.

Get in touch

Need to talk to someone?

We are here to help you get the information your need. Fill out this form to get a call back or feel free to call us on weekdays between 08:00 and 17:00
0860 223 390
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0860 726 526 | 011 359 7700Monday to Friday 08:00 to 17:00
Sanlam Head Office2 Strand Road Bellville
11 West St,Houghton Estate Johannesburg

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