Credit solutions

Speak to a consultant

Get your free credit report and see if your qualify for a loan, should you need it.
  • Borrow up to R350,000 at a fixed interest rate
  • Improve your credit score and get back on track financially
Picture
  • Benefits
  • Finding a credit consultant
  • Frequently asked questions
Benefits

Six great reasons to speak to a credit consultant

  • Benefits
Understanding your credit report
If you find your credit report confusing, a consultant can explain it and help you identify areas for improvement.
Improving your credit score
If you have a low credit score and want to improve it, a credit consultant can provide strategies and guidance.
Debt management
If you're struggling with debt, a consultant can help you to access a plan to pay debt off efficiently.
Preparing for major purchases
If you're planning to buy a home or car, a consultant can help you optimise your credit profile to get better loan terms.
Dispute resolution
They can assist you in the process of  disputing errors on your credit report.
Finding a credit consultant

Locate your nearest branch in the table below

Operating hours:
Monday, Wednesday and Fridays 8 am - 5 pm
Tuesdays 9 am - 5 pm
Saturdays 9 am - 1 pm
FAQs

Frequently asked questions

  1. How much can I apply for?

    You can apply for any amount, from R5000 and R350,000 in increments of R1 000.
  2. Our credit consultants are available during normal branch operating hours.
  3. You don't need to make an appointment, you can visit  a branch during the business hours mentioned above.
  4. Bring your Identity document. If you plan to apply for a loan also bring a salary slip or your latest bank statement.
articles

Stay informed about your finances

  • Stay informed about your finances
Picture
Seven Money Marriage Mistakes to Avoid
Money conflict is one of the main reasons couples get divorced. In fact, 41% of Gen Xers and 29% of Boomers said their marriages ended due to disagreements about money.
Picture
Setting SMART Financial Goals with Sanlam Credit Solutions
It’s no surprise that the subject of money is one of the most talked-about topics in the world, especially for the upcoming year.
Picture
Help, My Debt Repayments Are Unmanageable
Before taking on any further credit, Ayanda Ndimande, Strategic Business Development Manager: Retail Credit at Sanlam urges consumers to check their credit scores, reduce debt where possible and to budget well.
0860 726 526 | 011 359 7700Monday to Friday 08:00 to 17:00
Sanlam Head Office2 Strand Road Bellville
11 West St,Houghton Estate Johannesburg
About
Our strategy
Investor Relations
B-BBEE Certificate
Sanlam at a glance
Leadership
Our History
Transformation
Careers
Sanlam Art Collection
Sponsorships
Sanlam BlueStar
Claims
Death Claims
Funeral Cover
Funeral Benefit
Severe Illness
Disability / Accident
Income Protection
Sickness Benefit
One Medical Plan
Legal
Terms of use
Retirement fund rules
Plan description
Privacy notice
Financial advisory and intermediary services act (FAIS)
Principles and practices of financial management (PPFM)
Promotion of access to information act (PAIA)
Conflict of interest policies in terms of FAIS
South Africa
South Africa Home
Sanlam Investments
Sanlam Private Wealth
Glacier by Sanlam
Sanlam BlueStar
Rest of Africa
Sanlam Investments East Africa
Sanlam Kenya
Sanlam Mozambique
Sanlam Namibia
Sanlam Zambia
Sanlam Rwanda
Sanlam Swaziland
Sanlam Tanzania
Sanlam Uganda
Sanlam Private Wealth Mauritius
Europe
Sanlam UK
Sanlam Asset Management Ireland
Copyright © 2026Sanlam Limited is the licensed controlling company of the Sanlam Limited Insurance Group. Sanlam Life Insurance Limited is an insurer licensed to conduct life insurance business and is a licensed financial services provider and a registered credit provider.