Policy claims

  • How to claimUnderstand our claims process end-to-end

  • Funeral claimsFind what you'll need to claim and get started

  • Life cover claimFind what you'll need to claim and get started

  • Disability claimFind what you'll need to claim and get started

  • Debility claimFind what you'll need to claim and get started

  • Hospital claimFind what you'll need to claim and get started

    • Steps

    Step 1: Gather your documents

    Check what documents are required for your specific claim type. Use the side navigation to access each claim section.

    Step 2: Complete the claim form

    Download and fill in the claim form for your claim were applicable. Claim forms are available under each claim type.

    Step 3: Submit your claim

    Choose the method that suits you: Call (Funeral & Cashback), WhatsApp (Cashback only), Email, or visit a Sanlam branch.

    Step 4: We assess your claim

    Once we receive your complete claim, we’ll verify the documents and notify you if anything is missing or needed.

    Step 5: Get your payout

    If your claim meets the contractual criteria of your policy, we will pay out. You’ll get a confirmation via SMS. We process valid funeral claims within 4 hours.