To enter, all entrants must provide their full names, contact details (contact number and email address) and complete the Financial Focus Quiz via the competition webpage. We may require you to provide additional information and details as may be reasonably necessary to confirm and facilitate your acceptance of the prize.   Not completing the quiz or failure to supply all required information will result in disqualification or forfeiture of the prize.  

The competition is only open to South African residents over the age of 18.

Directors, members, partners, employees, or agents of, or consultants or any other person who directly or indirectly controls or is controlled by the Promoter are not eligible to enter this competition.

All valid entries will go into a draw, and winners will be drawn randomly by the Promoter. Entries close 26 October 2025. Winners will be contacted by cell phone and will need to supply supporting information via email. If no response is received after 5 consecutive days, the Promotor will move on to the next randomly selected winner until all prizes have been claimed.

Only one entry per person is allowed and a participant may only be eligible to win one prize.

The competition is run by the Promoter.

The Promoter reserves the right to terminate or temporarily suspend the competition in the event of technical or other difficulties that may compromise its integrity.

The Promoter and its agents accept no responsibility for difficulties experienced in participating in the competition.

All decisions of the Promoter regarding the terms and conditions, the competition and/or the prizes are final and unappealable.

The prizes may not be transferred, assigned, substituted or altered, except by the Promoter at its sole and absolute discretion, due to unavailability of the prize, in which event, the prize may be substituted for one of comparable or similar value by the Promoter in its sole and absolute discretion.

To the fullest extent permitted by law, you indemnify the Promoter, its affiliates, its advertising agencies, advisers, and agents against any and all claims, damages or loss by you in relation to your participation in this competition and/or acceptance and/or use by you of a prize.

To the fullest extent permitted by law, the Promoter, its affiliates, agents, directors, officers and employees will not be held responsible for any direct, incidental or consequential loss or damage that any person may incur in relation to any information the Promoter provides in relation to the competition. Nothing in these terms and conditions is intended to limit or exclude the liability of the Promoter for gross negligence or wilful misconduct.

Any personal information of the entrants and winners (“personal information”) will be processed and stored securely by the Promoter in accordance with their internal policies and the Protection of Personal Information Act 2013 (“POPIA”). The Promoter will use your personal information only for the purposes of fulfilling obligations and/or exercising rights pursuant to these terms and conditions, to comply with the Promoter’s legal obligations and for compatible purposes. By entering this competition, participants further consent to the Promoter using their contact information to send future marketing communications and promotional content related to the Promoter’s products, services, and social media campaigns. Such communications may be sent via email, SMS, or social media platforms. Participants have the right to withdraw their consent or opt out of receiving marketing communications at any time by following the unsubscribe instructions in any such communication, or by contacting the Promoter directly. The Promoter will share your personal information with affiliates within its group of companies, agents and with third party service providers, some of which may be located outside of the Republic of South Africa, strictly as is necessary to fulfil its obligations and/or exercise its rights under these terms and conditions. Any queries or complaints regarding the processing of your personal information may be sent to informationofficer@sanlam.co.za. All entrants and winners are required to ensure that any personal information submitted as part of the competition is complete, accurate and up to date, and the Promoter must be notified promptly in the event of any updates to the Personal Information.

For more details on how the Promoter processes your personal information, please visit its website as follows: https://www.sanlam.com/sanlams-privacy-policy

If you have any queries in relation to these terms and conditions or the competition, please contact the Promotor at srsmarketingandcommunications@sanlam.co.za