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- About Premier Smart
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- Wealth Bonus® Calculator
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Life insurance made smart, quick and easy
Sanlam Premier Smart Insurance allows you to spend more time living, not trying to get covered.
Take out Premier Smart Insurance and get rewarded* with Wealth Bonus®. With the use of advanced digital processing tools, you’ll get cover quickly. So, there’s less hassle, more life.
Built-in cash reward
Choice and flexibility
Tax-free payout
Cover from R200 per month
*Ts and Cs apply.
ABOUT
The Premier Smart difference
With Premier Smart, Sanlam is revolutionising the application journey for risk cover with the use of advanced data analytics, digital technologies, and AI. When taking out a Premier Smart risk product, you’ll benefit from reduced underwriting requirements and faster turnaround times, while also saving on your premium on qualifying benefits.
Product features
With the advantage of smart interaction tools, applying for Premier Smart Insurance means less hassle, less paperwork, and less time.
Take a look at some of the product features you can expect.
- Comprehensive cover – the smart way
With Sanlam Premier Smart, you’ll have access to our range of flexible, well-priced risk solutions, so you can be confident that you and your loved ones’ financial future will be secure, should the unthinkable happen.
Quick and intuitive application journey through the use of advanced data analytics, adopting digital processes, and using groundbreaking technologies and AI
Reduced underwriting requirements
Saving on your premium on qualifying benefits
Non-invasive and easy-to-use virtual health screening using your smartphone
- Built-in reward
If you take out a new qualifying Sanlam Premier Smart solution, you’ll be rewarded with Wealth Bonus®. Sanlam will match a percentage of your monthly risk premium payments to build your Wealth Bonus®. You can access 5% of your Wealth Bonus® every five years or leave the money and allow it to keep growing. The choice is yours.
Your final Wealth Bonus® unlocks when you turn 70 (or at the age of 65 with the Early Access Option). This can provide a substantial cash injection.
- Lifestyle benefits
Wealth Bonus® also offers exciting benefits on popular lifestyle brands like Showmax, Uber, Intercape, Online Education by Boston, and RSAWEB.
- Claims
Need to claim? Our risk cover solutions keep you and your loved ones’ financial future secure. Never need to claim? You’ll still have your Wealth Bonus® as a reward for keeping your cover intact over time.
- Fedhealth and Bonitas: Earn more
*Wealth Bonus® is automatically available on all Premier Smart Insurance solutions.
Ts and Cs apply.
Wealth Bonus® Calculator
See how much Wealth Bonus you can earn
Our calculator shows you how our products could help you create wealth. Select a participating product to see how much Wealth Bonus you can earn.
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Projections based on assumptions.
See how much Wealth Bonus you could earn.Related Products
More cover options with Wealth Bonus®
Income Protection
Pays you a monthly income if you suffer an illness or injury that leaves you unable to work, either temporarily or permanently.
Disability Cover
No one wants to think about suffering a disability, let alone the realities of living with one. But if you do become disabled - permanently or temporarily - your life changes completely.
Cancer Benefit
Protect yourself against the financial strain of cancer. The benefit helps you cover additional costs like travel to treatment centres, employing a carer for your children, and missed workdays.
Severe Illness Cover
If you get cancer or another serious condition, we help you conquer it with a tax-free payout.
This benefit will help cover general funeral costs when you or a loved one passes away.