- About Premier Smart
- Product features
- Wealth Bonus® Calculator
- Get in touch
Life insurance made smart, quick and easy
Sanlam Premier Smart Insurance allows you to spend more time living, not trying to get covered.
Take out Premier Smart Insurance and get rewarded* with Wealth Bonus®. With the use of advanced digital processing tools, you’ll get cover quickly. So, there’s less hassle, more life.
- Built-in cash reward
- Choice and flexibility
- Tax-free payout
- Cover from R200 per month

Product features
With the advantage of smart interaction tools, applying for Premier Smart Insurance means less hassle, less paperwork, and less time.
Take a look at some of the product features you can expect.
Comprehensive cover – the smart way
With Sanlam Premier Smart, you’ll have access to our range of flexible, well-priced risk solutions, so you can be confident that you and your loved ones’ financial future will be secure, should the unthinkable happen.
- Quick and intuitive application journey through the use of advanced data analytics, adopting digital processes, and using groundbreaking technologies and AI
- Reduced underwriting requirements
- Saving on your premium on qualifying benefits
- Non-invasive and easy-to-use virtual health screening using your smartphone
Built-in reward
If you take out a new qualifying Sanlam Premier Smart solution, you’ll be rewarded with Wealth Bonus®. Sanlam will match a percentage of your monthly risk premium payments to build your Wealth Bonus®. You can access 5% of your Wealth Bonus® every five years or leave the money and allow it to keep growing.
The choice is yours.
Lifestyle benefits
Claims
Need to claim? Our risk cover solutions keep you and your loved ones’ financial future secure. Never need to claim? You’ll still have your Wealth Bonus® as a reward for keeping your cover intact over time.Fedhealth and Bonitas: Earn more
When you own a Sanlam Premier Smart Insurance solution and you are a main member of
*Wealth Bonus® is automatically available on all Premier Smart Insurance solutions.
Ts and Cs apply.






