Financial and business solutions

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Financial solutions
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Products and services for MSMEs

Explore financial and business solutions that cater MSMEs at different stages of growth.

Our extensive offering, combined with partner solutions, provide a wide selection of solutions to assist with your specific business needs. Get support that helps you to manage, protect, and grow your business.

Financial solutions

Sanlam Easy Retirement Plan

Designed mainly for small businesses, MSMEs, and home employers (such as those employing domestic workers or gardeners), this pre-packaged plan provides retirement savings, withdrawal benefits, life cover, lump-sum disability, and funeral benefits in one comprehensive package, helping you to support your employees during significant life events.

The ideal solution:

for small to medium-sized companies with a minimum of 1 employee
for homeowners wanting to provide employee benefits

financial solutions

SmartSME by Santam

A streamlined insurance package that combines essential cover with valuable support services. We provide expert guidance on managing risks like property damage and legal issues, along with resources like professional advice on property damage or legal concerns, as well as emergency support, to keep your business running smoothly.

To qualify, a business must have:

buildings and contents valued under R5 million
less than 5 vehicles
a qualifying business type

insurance solutions

Emerging Business Insurance

Simple, reliable and affordable cover for small and growing businesses. From minibus taxis and e-hailing services to spaza shops, car washes and salons, we provide accessible solutions that help protect your livelihood from everyday risks – so you can focus on building your future.

insurance solutions

Commercial insurance

Insurance products for businesses, backed by extensive expertise, tailored to specific risks and to ensure comprehensive protection.

business resources

Value-added products and services

A curated range of solutions for additional business support.

Products and services

Service

An analysis instrument that qualifies and quantifies the business assurance needs of your client.

Product

A health insurance that provides access to private healthcare and a cost-effective way of budgeting for day-to-day medical expenses.

Service

A 24/7, subscription-based, "business concierge" that helps businesses to manage administrative, legal, and operational tasks, and reduces operational burdens.

Product

A secure, web‑based payment and debit‑order processing solution that assists businesses of all sizes to manage their cash flow efficiently.

Product

Protect against business risks with business assurance arrangements structured to help you reduce risk and correctly structure succession planning.