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Products and services for MSMEs
Explore financial and business solutions that cater MSMEs at different stages of growth. Our extensive offering, combined with partner solutions, provide a wide selection of solutions to assist with your specific business needs. Get support that helps you to manage, protect, and grow your business.
Sanlam Easy Retirement Plan
Designed mainly for small businesses, MSMEs, and home employers (such as those employing domestic workers or gardeners), this pre-packaged plan provides retirement savings, withdrawal benefits, life cover, lump-sum disability, and funeral benefits in one comprehensive package, helping you to support your employees during significant life events.
for small to medium-sized companies with a minimum of 1 employee
for homeowners wanting to provide employee benefits
SmartSME by Santam
A streamlined insurance package that combines essential cover with valuable support services. We provide expert guidance on managing risks like property damage and legal issues, along with resources like professional advice on property damage or legal concerns, as well as emergency support, to keep your business running smoothly.
buildings and contents valued under R5 million
less than 5 vehicles
a qualifying business type
Emerging Business Insurance
Simple, reliable and affordable cover for small and growing businesses. From minibus taxis and e-hailing services to spaza shops, car washes and salons, we provide accessible solutions that help protect your livelihood from everyday risks – so you can focus on building your future.
Commercial insurance
Insurance products for businesses, backed by extensive expertise, tailored to specific risks and to ensure comprehensive protection.
Value-added products and services
- Products and services
1-2-3 of Business
An analysis instrument that qualifies and quantifies the business assurance needs of your client.
Sanlam Primary Care
A health insurance that provides access to private healthcare and a cost-effective way of budgeting for day-to-day medical expenses.
Santam Business Assist
A 24/7, subscription-based, "business concierge" that helps businesses to manage administrative, legal, and operational tasks, and reduces operational burdens.
Sanlam Multi Data payment solution
A secure, web‑based payment and debit‑order processing solution that assists businesses of all sizes to manage their cash flow efficiently.
Business assurance
Protect against business risks with business assurance arrangements structured to help you reduce risk and correctly structure succession planning.