Empowering entrepreneurs
We support micro, small, and medium enterprise (MSME) entrepreneurs in developing strong business skills by investing significantly in initiatives that not only create access to opportunities, but also equip entrepreneurs with the practical skills required to fully leverage those opportunities and enable stability of the enterprises. Through flagship programmes such as Youth4Tourism, Youth4Business, ReBasadi, the Sanlam SANParks Rural SMME Programme, and the UWC CEI Fellows Programme, we’ve provided structured business skills and development support to MSMEs, enabling them to build resilient, competitive, and scalable businesses.

Santam SMME CFE
Santam’s Consumer Financial Education (CFE) for SMMEs improves financial literacy levels and increase access to insurance for emerging, under-insured, and uninsured groups to help create a more prosperous and inclusive nation.


Sanlam Group ESD Programme
Enterprise and Supplier Development (ESD) supports inclusive economic growth by strengthening emerging black-owned businesses within its value chain. Through targeted financial and non-financial support—such as market access, mentorship, capacity building and funding—the programmes enhance supplier competitiveness while promoting sustainable transformation.
Sanlam Leruo Stokvel Programme
An enterprise development and financial empowerment initiative aimed at helping stokvels (community-based savings groups) in South Africa become more formal, well‑governed, and financially sustainable.


Santam Kamva Collaboration
An initiative focused on supporting micro, small and medium enterprises (MSMEs) in South Africa through structured development programmes, most notably the SEED Programme (Socio‑Economic and Enterprise Development).
