Uplifting MSMEs with access to funding
Browse different funding partners and tap into our extensive network of funding opportunities for your business needs.
Partners
104+ Growth and Empowerment Solution
Powered by collaborative partnerships across the public and private sectors, the platform offers a comprehensive directory of funding, market access, training, and support services tailored to the needs of emerging businesses. By simplifying access to opportunities and enabling more inclusive economic participation, 104+ SMME Solution aims to unlock the full potential of South Africa’s entrepreneurial ecosystem.
What 104+ offers:
- Debt financing (senior, mezzanine, or subordinated) from a minimum of R10 million, structured around the South African prime interest rate.
- Businesses connected to the Sanlam ecosystem get added preference.
- The ability to withdraw money at any time.
Requirements
Location: South African MSMEs, or rest of Africa
- Turnover limit: < R200,000,000 annually
- B-BBEE/Empowerment Credentials: Preference for strong empowerment, but not required
- Business Type: Commercially viable MSMs (emphasis on MSEs)
- Social/Environmental Impact: Must create jobs and have positive impact (implicit in growth focus)
- Investment instruments: Debt (senior, mezzanine, subordinated) with interest/equity kickers
- Return expectations: Target return = South African Prime interest rate p.a.
- Minimum Investment Size: ≥ R10,000,000 (exceptions possible)
- Exposure Limits: ≤ 10% of Total Committed Capital per beneficiary (15% with approval); ≤ 25% per entity/group (35% with approval)
- Sanlam Ecosystem Preference: Yes (preference for businesses leveraging Sanlam marketplaces)
- On the website we notice that there are other requirements, please replace it with this
Sanlam SANParks Rural SMME Programme
The objective of the Sanlam SMME Fund is to help SMMEs to fulfil their procurement commitments, which are impediments to economic participation, and in so doing, demonstrate the Sanlam Group’s confidence and commitment to the growth of the SMME sector, the creation of jobs and ultimately strengthening the economy.
Requirements
- SMMEs operating in and around South Africa’s national parks that have secured purchase orders within SANParks
Majority Black-owned SMMEs
- SMMEs that operate within 50kms radius of the park’s gates and with some parks it will be 100kms or 300kms radius depending on the park
Youth4Business
Requirements
- We help South Africans with valid SA IDs who are between 18–35 years old
- They must own or co-own a registered or operational business
- They must be able to commit to the programme’s activities, training, and check-ins
ASISA ESD Fund
ASISA ESD Fund invest in equity, debt, or combined structured deals of between R1m and R30m to support businesses requiring expansion capital to grow and create jobs and social impact.
Resilient Investment Fund
Requirements
- Needs to be an established SME with at least 3 years in operation and audited Financial Statements
- Loan size – R20m to R100m
- Ability to repay loan and interest over a maximum of 5 years
- Operations are not harmful to people or planet