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Why choose Sanlam Funeral Cover?

Here are some benefits you’ll get depending on your plan:
  • Triple accident cover

    Get a triple payout if you or your loved one passes away in an accident.

  • Memorial cover

    Get from R10,000 to help honour the memory of your loved ones when they pass away. This can help you to buy a tombstone or other memorials.

  • No waiting period

    If you had previous funeral cover for you and your loved ones, you might not have a waiting period.

  • Grocery cover

    If you or your spouse passes away, this will pay from R1,000 monthly for six months to help your beneficiaries with groceries.

  • Cash Back

    Get a cash back amount every three years while you are paying premiums.

  • Cover increases

    You can increase the cover amount by increasing the premium every year. This will help you keep up with the rising costs of burying a loved one.

  • Premium holidays

    You can request a break between payments if you need it.

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Find the right solution

To learn more about our funeral plan options and how they can meet your needs, speak to a Sanlam adviser today.
FAQS

Take a closer look at our cover

  1. Funeral cover explained

    Funeral cover is designed to pay for funeral costs and other once-off final expenses, so that your family members do not have to struggle financially at an already difficult time. You can decide how much funeral cover you need and who you’d like to include in your policy, and you’ll then pay a monthly premium. You can speak to a Sanlam adviser about personalised funeral cover options.

  2. With the advice and guidance of a Sanlam adviser, you can buy personalised funeral cover for yourself and over 20 family members. You and your spouse can be covered for up to a maximum of R100 000 each. Buying funeral cover through an adviser gives you the flexibility to choose a plan with the benefits that best meet your family’s needs. Premiums start from R80 pm.

  3. Because we understand that claims are submitted under very difficult and distressing circumstances, we’ve kept the process as simple and straightforward as possible. We pay most funeral claims within four hours, after we’ve received and verified your documents (such as the fully completed claim form and death certificate). Claims are paid to you – or if you’ve passed away, they will be paid to your beneficiaries or to your estate if you haven’t specified a beneficiary. All claims can be submitted online in a few easy steps, and we’re here to help you every step of the way.

  4. Your cover can be automatically adjusted every year for inflation. Doing so makes sure that should you need to submit a claim against your policy in the future, the cover will still carry the same value as it does the day you took it out.

  5. We understand that life can throw you curveballs from time to time, which is why we have several options in place to help you maintain your cover while you get things back on track.

    Please speak to your adviser on more information on the available options (Ts and Cs apply):

    • If you pass away, your family will remain covered* without paying premiums

    • If you suffer a permanent disability, you’ll remain covered for a specified period without paying premiums pause you policy for up to 12 months without paying premiums if you become pregnant or unemployed

    • Ensure that your family remains covered for up to six months* if you pass away before age 65

Need some help? We've got the answers.

We're here to support you whenever you need us.

Policy claims

  • How to claimUnderstand our claims process end-to-end

  • Funeral claimsFind what you'll need to claim and get started

  • Life cover claimFind what you'll need to claim and get started

  • Disability claimFind what you'll need to claim and get started

  • Debility claimFind what you'll need to claim and get started

  • Hospital claimFind what you'll need to claim and get started

  • Policy management

  • DebiCheckTake control of your debit orders.

  • Struggling to pay?We understand financial challenges happen and we're here to help.

  • Personal informationKeep your details updated to get the right support, benefits, and communications.

  • Self-serviceTake control of your policy 24/7.

  • Stay safe onlineReport suspected fraud and learn about what to look out for.

  • Withdrawals, surrenders and cash bonusFind out and claim for benefits that haven't yet been paid to you.

  • Benefit, refund and maturity claims

  • Unclaimed benefitsFind out and claim for benefits that haven't yet been paid to you.

  • Maturity claimAccess your payout quickly and easily once your policy matures.

  • Refund claimSubmit a claim for overpayments or premium refunds.

  • More Products

    Your confidence journey starts here

    From Funeral Cover to Essential Medical and All-in-One options, khululeka-Sanlam is here to help protect what matters most to you.
    • Your confidence journey starts here
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    EssentialMED

    Be prepared with Sanlam’s Essential Medical Cover so that you have the support you need for your health and well-being.

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    Life Cover

    At Sanlam, we believe that life cover should be flexible, accessible and tailored to your needs so you can choose the cover that suits you best.

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    Online Will

    Protecting your legacy starts with your will. No charge for your will, free will collection, free safekeeping of your will, and unlimited will amendments.

    Find a branch

    Search for your closest branch to help you with policy questions, claims and financial advice.

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    CONTACT US

    Let’s talk

    We’re here to support you whenever you need us.
    • Let's talk

    Self service

    Find answers to all of your questions around claims, benefits, payments and other policy related information.

    Chat on WhatsApp

    Reach out to our WhatsApp self-service on 086 123 5433. You can ask for your product documents, manage your details and so much more.

    Give us a call

    Phone us on 086 123 5433. Our agents will help you with any financial advice, claims or policy-related questions or concerns you have.

    Email us

    Email us at info@sanlamsky.co.za and we’ll respond to your message as soon as we can.