get in touch
Speak to an expert
We are here to help you get the information you need. Fill out this form to get a callback or feel free to call us on weekdays between the hours of 08:00 and 17:00.
- Key takeaways
- Competition
- Our experts
- Tools and calculators
- Maximise your tax benefits
2026 Budget Speech key takeouts
- Personal Income Tax brackets as well as rebates and age-related tax thresholds have been adjusted for inflation.
- Tax-Free Savings contribution limit has increased to R46 000 per annum (was R36 000).
- The threshold has increased to R430 000 per annum (was R350 000) for the tax deduction of contribution to a retirement fund.
- The general fuel levy has increased in line with inflation.
- Excise duties on tobacco and alcoholic beverages have also been increased in line with inflation.
Competition
Time to refresh your finances
Don’t let the Budget Speech get your wallet in a twist. We recently invited you to answer a few questions to see where your finances needed focus - and you could win a Checkers voucher worth R5 000 or a SATRIX investment voucher worth R10 000. Please note that entries closed on 6 March 2026.
Don’t let that hold you back! Chat to our AI Coach to help you complete the Financial Focus Quiz or unpack the Budget Speech and up your F Factor.
Hear from our experts
Watch the Budget Speech Game Show as our experts explain the fuel levy, two-pot system and bracket creep. Find out how it impacts you and how we can help you make smart financial moves.
Fuel levy
How does the fuel levy impact our finances? Watch the Budget Speech Game Show as Sanlam expert, Roxanne Tobias, explains. If your budget needs a refresh, our budget tool can help.
Two-pot system
What’s potting with retirement savings? Watch the Budget Speech Game Show as Sanlam expert, Lize de la Harpe, explains. Our Two-pot retirement calculator can help you see tax you’ll pay on withdrawals.
Bracket creep
Got a raise but feeling poorer? Watch the Budget Speech Game Show as Sanlam expert, Arthur Kamp, sheds light on bracket creep. Remember to speak to a trusted financial advisor about tax efficient solutions so that your money can work harder for you.
expert insights
Articles
What the 2026 Budget Speech means for your pocket
South Africa’s 2026 Budget Speech
Key takeaways from the 2026 National Budget
SLS Legal Services - Budget Speech Highlights
Tools & Calculators
Plan your financial future with confidence
Up your F Factor by using our tools and calculators to make smart money moves.
- Tools & Calculators
Budgeting tool
Use our budget tool to understand your numbers and start 2026 financially strong.
Two-pot calculator
Our Two-pot retirement calculator can help you see the tax you’ll pay on withdrawals.
Calculate your tax
2026/27 Tax Calculator
maximise your tax benefits
Invest in our tax-efficient products
Take the first step to achieving financial confidence by making the most of your tax-savings benefits.
Sanlam Retirement Plan
Maximise your tax benefit with Sanlam’s retirement solutions. Invest today and boost your retirement savings with Wealth Bonus®.
Tax-Free Savings Investment
Reach your long-term saving goals by paying zero tax on interest, dividends and capital gains. Invest from only R300 per month.
Helpful Resources
Tax pocket guide 2026
Get the People’s guide to the budget
This is a joint publication between National Treasury and South African Revenue Service that announces government’s spending, tax and borrowing plans for the next three years.Select | ||
|---|---|---|
| People's Guide: English | ||
| People's Guide: Afrikaans | ||
| People's Guide: IsiXhosa | ||
| People's Guide: Sesotho | ||
| People's Guide: Tshivenda | ||
| People's Guide: Xitsonga |
Select All |
|---|
People's Guide: English
People's Guide: Afrikaans
People's Guide: IsiXhosa
People's Guide: Sesotho
People's Guide: Tshivenda
People's Guide: Xitsonga