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- Budget Speech 2025
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Budget speech key takeouts
Don’t be left budget speechless
The Budget Speech took place on 12 March 2025 and if you’re not sure where to begin, we’ve got the answers, tools, and solutions that you’re looking for. Join Roxanne Tobias, Actuary and Sanlam Risk and Savings Head of Marketing, and our co-creators, Yaseen Barnes and Callum Hitchcock, as we unpack how the budget speech impacts you and how we can help you make smart financial moves.
No changes to the personal income tax brackets and the general fuel levy
VAT increases by 0.5% for this financial year
The list of VAT zero-rated food items have been expanded significantly
Double-down on positive money habits and speak to a financial expert
Budget Speech 2025
Why the Budget Speech matters to you
5 min read
The Budget Speech isn’t just about big numbers for the nation – it is also about how it will affect us; from Parliament to person.
Key Takeaways from the 2025 National Budget
10 min read
Our Finance Minister delivered a revised budget on Wednesday, with a smaller proposed increase in VAT than what was planned in February.
Budget Speech Highlights
12 min read
The issues that the Budget addressed were economic growth, the Public Wage Bill, growing deficits and finding revenue to fund the economy.
The 2025 National Budget
2 min read
The 2025 National Budget brought news of a lower VAT increase than initially proposed – but included a commitment to spending restrictions.
Calculate your tax
2025/26 Tax Calculator
Calculate your monthly and annual income tax for the 1 March 2025 – 28 February 2026 financial year.
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Tax-free Savings Account
Reach your long-term saving goals by paying zero tax on interest, dividends and capital gains. Invest from only R250 per month.
Budget tool
Create a budget, take back control
Financial confidence starts with knowing your numbers. Take the first step by creating your budget and taking back financial control.
Helpful Resources
Tax pocket guide 2025
The SARS tax pocket guide provides a summary of the most important information relating to taxes, duties and levies for 2025/26. You’d like to read the entire Minister’s speech, you can download a copy of the transcript.
Get the People’s guide to the budgetThis is a joint publication between National Treasury and South African Revenue Service that announces government’s spending, tax and borrowing plans for the next three years.
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People's Guide to the Budget: English
Sanlam AI Coach
Need help? Chat with Coach
Have questions about the Budget Speech? Coach is here to break it down for you—whether you need insights on tax changes, government spending, or how it impacts your finances. Need help with tax calculations? Coach can guide you through the numbers and help you understand what you owe or what you might get back. Start chatting with Coach now!
Financial check
Get your financial roadmap
Everyone wants to live with confidence, knowing they’ve got the best chance at achieving their goals. But, what financial goals should you have? And how do you achieve those?
Do our quick eight-minute quiz to get a grasp on your current financial status and money management habits.
