Discover the value of life cover
At Sanlam, we believe that life cover should be flexible, accessible, and tailored to your needs.
That’s why we offer two simple options, with or without lifestyle and health questions, so you can choose the cover that suits you best.
That’s why we offer two simple options, with or without lifestyle and health questions, so you can choose the cover that suits you best.

Comprehensive cover
- Lump sum death benefitA one-time payout to your loved ones in the event of your passing.
- Optional physical impairment benefitReceive a lump sum if a qualifying disability results in permanent physical impairment.
- Immediate coverNo waiting period, your cover begins as soon as your policy is activated.
- No occupational limitationsEnjoy full cover, regardless of your profession.

Simplified Cover
- Lump sum death benefit Ensures your beneficiaries receive financial support when you pass away.
- No more premium death & physical impairment benefit If you pass away or suffer a permanent disability, your loved ones will continue to enjoy cover without paying premiums until the policy anniversary after the policyholder would have turned 65.
- 6-Month waiting periodA short waiting period applies before benefits become active.
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