Discover the value of life cover
At Sanlam, we believe that life cover should be flexible, accessible, and tailored to your needs. That’s why we offer two simple options, with or without lifestyle and health questions, so you can choose the cover that suits you best.

Comprehensive cover
When you’re willing to share details about your health and lifestyle, you can unlock enhanced benefits.
Lump sum death benefit
A one-time payout to your loved ones in the event of your passing.
Optional physical impairment benefit
Receive a lump sum if a qualifying disability results in permanent physical impairment.
Immediate cover
No waiting period, your cover begins as soon as your policy is activated.
No occupational limitations
Enjoy full cover, regardless of your profession.

Simplified Cover
Essential protection remains available even if you choose not to answer lifestyle questions.
Lump sum death benefit
Ensures your beneficiaries receive financial support when you pass away.
No more premium death & physical impairment benefit
If you pass away or suffer a permanent disability, your loved ones will continue to enjoy cover without paying premiums until the policy anniversary after the policyholder would have turned 65.
6-Month waiting period
A short waiting period applies before benefits become active.
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Let’s talk
- Let's talk
Chat on WhatsApp
Reach out to our WhatsApp self-service on 086 123 5433. You can ask for your product documents, manage your details and so much more.
Give us a call
Phone us on 086 123 5433. Our agents will help you with any financial advice, claims or policy-related questions or concerns you have.