Speak to an expert
If you have any questions, or would like to apply for Sanlam Direct Life Cover, submit your details to request a call back.
How it works
Sanlam Direct Life Cover combines the coverage from four policies - including comprehensive live insurance, a terminal illness benefit, funeral cover and a payout benefit - into one convenient policy.
Great value
Easy claims process
Dedicated consultants ready to help

How you’re covered
Comprehensive life insurance
Beneficiaries get a lump sum payout should you pass away due to illness or accident. Cover adjusts annually to keep up with inflation through an automatic 5% increase every year.
Terminal illness benefit
If you are diagnosed with a terminal illness and given a prognosis of less than a year to live, you can claim between 50% to 100% of your cover amount, subject to a specialist confirming the prognosis.
Funeral cover
You and your spouse are covered, along with eight biological, adopted, or step children, four parents and eight extended family members. Additional family members can be added at an additional cost.
Accelerated funeral payout benefit
After funeral claim documents are received, 10% of the cover amount (up to R50,000) will be paid out within 48 hours to help cover funeral-related costs.
Speak to an expert
If you have any questions, or would like to apply for Sanlam Direct Life Cover, submit your details to request a call back.