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The hardest part of estate planning isn't the paperwork

It's the conversation.
Talking about what happens after you're gone is one of the hardest conversations most people ever have. So most people don't have it. It’s not because they don't care, but because they don't know how to start.

If you or your loved ones don’t have a will, you're not alone in that. Only 1 in 3 South Africans has a will. Of those who don't, most say they've been meaning to sort it out. What's stopping them isn't the paperwork. It's the conversation.
 
We're here to make that conversation easier and to make sure that once you've had it, everything that needs to be in place is in place.
our solutions

How can we help?

  • Products
Wills
Secure your wishes and provide peace of mind for your loved ones. Consult our experts or draft your online will now.
Trusts
Trusts are versatile tools for estate planning, ensuring your wishes are honoured after you pass. We can help you establish the right trust for your needs.
Sanlam Legacy Plan
Cover unexpected costs and reduce the financial burden on your deceased estate. This will ensure fewer delays in estate administration.
Estate administration
Get professional advice and services to guide you through the complex process of finalising an estate when a loved one passes away.
Beneficiary fund
Take proactive steps to protect and support the beneficiaries of your funds and assets.
The most important talk

The conversation starter

Take a quick 10-question check-in to see where things stand, and what's worth asking next. A few minutes, no jargon, no judgement - just an honest starting point.
5 minutes
10 questions
No personal info
At the end of the quiz, you'll receive:
  • A checklist with points to discuss
  • Conversation openers
  • A "life file" with the information to have on hand

Why estate planning matters

Estate planning is a core part of planning your finances. While most people plan and provide for their loved ones through life insurance and funeral cover, without a will these measures can fall short.
  • It's not about the moneyIt's about what loved ones have to handle when someone passes away. Most people underestimate the admin, the cost and the emotional weight left behind.
  • Responsibility doesn't end, it gets passed onIn most South African families, responsibility is shared. Planning should reflect that, so the person who inherits it inherits clarity, not confusion.
  • A will doesn't remove the work, it decides how heavy it isEstate planning isn't about avoiding the process but about making it manageable, so grief isn't made worse by admin, delays, and disputes.
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Your trusted partner in estate planning

Whether you're planning ahead or managing a loved one's estate, our experts are here to help you, backed by experience.

450,000+

signed wills

1,000+

trusts

17,000+

beneficiaries

R10 billion

funds under management
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Protect them with a will

Drafting a will is how you take care of your family when you no longer can — protecting their inheritance and sparing them the hard admin later. Free to draft and store.
Talk to us

Speak to an expert

Monday to Friday 08:00 to 17:00

Cape Town:
3rd Floor, Sable Corner,
Century City,
Milnerton,
7446

Johannesburg:
2nd Floor, Roland Garros,
The Campus,
57 Sloane Street,
Bryanston,
2129

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