SOUTH AFRICA ▾

Choose your country or region.

South Africa

South Africa Home Sanlam Investments Sanlam Private Wealth Glacier by Sanlam Sanlam BlueStar

Rest of Africa

Sanlam Investments East Africa Sanlam Kenya Sanlam Mozambique Sanlam Namibia Sanlam Zambia Sanlam Rwanda Sanlam Swaziland Sanlam Tanzania Sanlam Uganda Sanlam Private Wealth Mauritius

Europe

Sanlam UK Sanlam Securities UK Sanlam FOUR Sanlam Asset Management Ireland

Global

Global Investment Solutions

Investor Relations

Insure

About insurance
About insurance
Life insurance
Life insurance
Disability cover
Disability cover
Severe illness
Severe illness
Cancer cover
Cancer cover
Income protection
Income protection
Funeral cover
Funeral cover
Credit life cover
Credit life cover
Health solutions
Health solutions

Insure

Retire

About retirement
About retirement
Saving for retirement
Saving for retirement
Preparing to retire
Preparing to retire
Retirement preservation
Retirement preservation
Retirement fund members
Retirement fund members
Two-pot retirement
Two-pot retirement

Retire

Invest

About investment
About investment
Tax-free savings
Tax-free savings
Education planning
Education planning
Unit trusts
Unit trusts
Investing for growth
Investing for growth
International investments
International investments
Daily prices and fund values
Daily prices and fund values
Fund fact sheets
Fund fact sheets

Invest

Plan

Start planning
Start planning
Financial Check
Financial Check
Get advice
Get advice
Wills, trusts and estates
Wills, trusts and estates
Tools and calculators
Tools and calculators

Plan

Credit

About credit solutions
About credit solutions
Credit score
Credit score
Personal loans
Personal loans
Home loans
Home loans

Credit

Wealth

Sanlam Private Wealth
Sanlam Private Wealth
Glacier by Sanlam
Glacier by Sanlam

Wealth

Rewards

Sanlam Reality programme
Sanlam Reality programme
Wealth Bonus
Wealth Bonus

Rewards

Help

Help overview
Help overview
Contact us
Contact us
Get advice
Get advice
Report fraud
Report fraud
Stay safe online
Stay safe online
Claims
Claims

Help

Personal

Business

Corporate

Insure

About insurance
About insurance
Life insurance
Life insurance
Disability cover
Disability cover
Severe illness
Severe illness
Cancer cover
Cancer cover
Income protection
Income protection
Funeral cover
Funeral cover
Credit life cover
Credit life cover
Health solutions
Health solutions

Insure

Retire

About retirement
About retirement
Saving for retirement
Saving for retirement
Preparing to retire
Preparing to retire
Retirement preservation
Retirement preservation
Retirement fund members
Retirement fund members
Two-pot retirement
Two-pot retirement

Retire

Invest

About investment
About investment
Tax-free savings
Tax-free savings
Education planning
Education planning
Unit trusts
Unit trusts
Investing for growth
Investing for growth
International investments
International investments
Daily prices and fund values
Daily prices and fund values
Fund fact sheets
Fund fact sheets

Invest

Plan

Start planning
Start planning
Financial Check
Financial Check
Get advice
Get advice
Wills, trusts and estates
Wills, trusts and estates
Tools and calculators
Tools and calculators

Plan

Credit

About credit solutions
About credit solutions
Credit score
Credit score
Personal loans
Personal loans
Home loans
Home loans

Credit

Wealth

Sanlam Private Wealth
Sanlam Private Wealth
Glacier by Sanlam
Glacier by Sanlam

Wealth

Rewards

Sanlam Reality programme
Sanlam Reality programme
Wealth Bonus
Wealth Bonus

Rewards

Help

Help overview
Help overview
Contact us
Contact us
Get advice
Get advice
Report fraud
Report fraud
Stay safe online
Stay safe online
Claims
Claims

Help

Business Owners

Business Assurance
Business Assurance
Commercial Insurance
Commercial Insurance
Multi Data
Multi Data

Business Owners

How we can help

Employers
Employers
Intermediaries
Intermediaries
Members
Members
Beneficiaries
Beneficiaries
Trustees
Trustees

How we can help

Consulting and advice

Simeka Consultants and Actuaries
Simeka Consultants and Actuaries
Simeka Health
Simeka Health
EB Bluestar
EB Bluestar

Consulting and advice

Health Solutions

About Health Solutions
About Health Solutions
Product Options
Product Options
Health Solutions Programmes
Health Solutions Programmes
Individual Health Solutions
Individual Health Solutions

Health Solutions

Insurance

Group Risk
Group Risk
Group Life Insurance products
Group Life Insurance products
Additional Benefits
Additional Benefits
Group Funeral Insurance
Group Funeral Insurance
Group Disability Insurance
Group Disability Insurance
Group Severe and Critical Illness Insurance
Group Severe and Critical Illness Insurance
Accident Booster
Accident Booster

Insurance

Investments

Securing your tomorrow
Securing your tomorrow
What We Offer
What We Offer
Benefits
Benefits
What Investments offers our partners
What Investments offers our partners

Investments

Retirement

About Umbrella Fund
About Umbrella Fund
What we offer
What we offer
Additional services
Additional services
Two-Pot System
Two-Pot System
Umbrella Fund Investments
Umbrella Fund Investments
Investment option
Investment option
Competitive insurance benefits
Competitive insurance benefits
Individual membership options
Individual membership options
Forms
Forms

Retirement

Our Websites

South Africa

Rest of Africa

Europe

Global

Investor Relations

Dashboard

Quick Links
Get your tax certificates
Update your personal details
Portfolio
Statements

Knowledge HubFind articles, learning and expert opinions from Sanlam

Featured

12 Jun 2025

A Father’s Day ‘fintervention’ - What financial DNA did Dad give you?

Cape Town, June 2025: It’s Father’s Day – that time of year when we celebrate our father figures: the dad jokes, the dodgy dance moves, the questionable music taste. And depending on your age, you might even be catching yourself doing the same cringey things your Old Man did. But there’s something else we are likely to have inherited – our dad’s financial DNA.

12 Jun 2025

Sanlam Supports South Africa's G20 Presidency

The Sanlam Group – together with its subsidiaries - SanlamAllianz and Santam – today announced its sponsorship of the Group of Twenty (G20) summit, set to take place in Johannesburg in November this year.

Kanyisa Mkhize published 17 Jun 2025

It's time to accelerate a better working South Africa - with confidence

As Sanlam Corporate gear’s up to release their 44th Sanlam Benchmark research, we are once again faced with the reality that, when it comes to retirement, expectation often does not meet reality.

Articles

25 Jun 2025

South Africa Hosts the G20 in 2025

South Africa is taking centre stage in global affairs in 2025 as we host the G20 Summit in November. But what exactly is the G20 - and why should it matter to you?

03 Jun 2025

Sanlam Pays Out R6.62 Billion in Claims in 2024

Cape Town, 27 May 2025 – Sanlam Risk and Savings paid out R6.62 billion in individual insurance claims in 2024 (up 9.24% from 2023), with a sharp increase in cancer claims, and cardiovascular claims showing an uptick compared to last year.

06 Jun 2025

Lizeka Mda Joins Independent Judging Panel

Ms Lizeka Mda has joined the independent judging panel of the Sanlam Group Awards for Excellence in Financial Journalism.

02 Jun 2025

SANParks and Sanlam Expand Zero-Interest SMME Loans to Table Mountain National Park

Small business suppliers near Table Mountain National Park are set to benefit from interest-free loans, thanks to the expansion of the Sanlam Group and SANParks SMME Support Programme. Aimed at promoting economic inclusivity, the initiative now extends to suppliers within a 50km radius of the park, following its success in Kruger, Garden Route, and Addo Elephant National Parks.

21 May 2025

Sanlam Salutes the Cavaliers’ Return to the Currie Cup Premier Division

Sanlam congratulates the Sanlam Boland Cavaliers on their triumphant return to the Currie Cup Premier Division, marking their first appearance since 2016. As the team's title sponsor, Sanlam celebrates the Cavaliers' grit and determination, which have inspired pride, unity, and hope across the Boland region.

15 May 2025

Sanlam Reports Strong Q1 2025 Performance

Sanlam today announced a strong start in its operational update for the three-months ending 31 March 2025, in a period marked by escalating geopolitical tensions and shifting economic policies.

16 Apr 2025

Have a Little R.E.S.P.E.C.T for My Wishes

Drafting a will ensures your final wishes are respected, and could save your loved ones from long and potentially expensive legal disputes.

16 Apr 2025

Estate Planning for Disabled Loved Ones

An estimated 70% of South Africans do not have wills. This is especially concerning for parents of children with disabilities.

15 Apr 2025

Your Will vs Your Family Structure

South Africa is a diverse country that is home to families of all shapes, sizes and descriptions – nuclear, blended, extended, and more.

15 Jan 2025

80 Is SA’s Real Retirement Age

Most of us think we’ll retire at 65. However, the reality is quite different. According to Sanlam Corporate’s internal member data, South Africa’s true retirement age – the age at which most citizens can afford to retire comfortably – is closer to 80.

29 Nov 2024

Breakthrough HIV Vaccine Innovation – A Game-Changer for South Africa

South Africa is on the brink of transformative progress in managing HIV, thanks to groundbreaking advancements in vaccinations and emerging treatment public health outcomes and insurers’ support for people living with HIV.

29 Nov 2024

Burnout and Black Friday – How to Spend Smart this Festive Season

As year-end approaches, burnout starts to creep in for many South Africans, often coinciding with the allure of Black Friday and the festive season sales.

29 Nov 2024

Don’t Let Black Friday Take You into the Red

This Black Friday, resist the urge to "spave" – spending to save on deals you might not need.

26 Nov 2024

A Single Mom’s Guide to Guardianship

As a single mom, planning for your child’s future is essential, especially if you're not on good terms with the other parent.

21 Nov 2024

New SMME Fellows Bring Hope For SA

Sanlam and the University of the Western Cape (UWC) celebrated the first graduating class of the Fellows Leadership and Mentoring Programme, designed to equip small businesses with the skills and support necessary for sustainable growth.

14 Nov 2024

Sanlam Reports Robust Operational Update

Sanlam today announced its operational update for the nine-month period ending 30 September 2024, maintaining the positive performance seen in the first half of the year, with continued double-digit growth on most key earnings and new business metrics.

24 Feb 2024

Key takeaways from the 2024 National Budget

Tax revenue performed better than expected in 2021/22 and 2022/23, largely as a result of higher commodity prices. Over the past year, however, many of the risks identified in the 2023 Budget Review have materialised.

21 Feb 2024

Budget Speech 2024 – Take a Look in the Mirror and Budget Speech Yourself

Minister Godongwana continues to walk a tricky tightrope, determinedly working to decrease government borrowing, while aiming to bridge the gap between revenue and expenses. For many South Africans, this narrative is all too familiar.

21 Feb 2024

Budget 2024: Budget Execution Risk Is High as the Treasury Hits Taxpayers

Budget 2024 reflects a familiar outcome. The government’s debt ratio continues to drift higher over the next two years amid a tepid economic growth rate and growing demands for additional expenditure. These pressures have resulted in significant revenue-raising measures aimed mainly at personal income taxpayers over the next three years.

16 Jan 2025

Sanlam Recognised as a Top Employer for the Tenth Year Running

Sanlam has been ranked the 10th Top Employer in South Africa for 2025, based on the Top Employers Institute's global ranking methodology.

13 Mar 2025

Budget Speech Highlights

The issues that the Budget addressed were economic growth, the Public Wage Bill, growing deficits and finding revenue to fund the economy.

13 Mar 2025

The 2025 National Budget

The 2025 National Budget brought news of a lower VAT increase than initially proposed – but included a commitment to spending restrictions.

13 Mar 2025

Key Takeaways from the 2025 National Budget

Our Finance Minister delivered a revised budget on Wednesday, with a smaller proposed increase in VAT than what was planned in February.

18 Jun 2025

Why the Budget Speech Matters to You

Roxanne Tobias shares her Budget Speech insights and how it will influence your budget.

16 Jan 2025

Sanlam Recognised as a Top Employer for the Tenth Year Running

Sanlam has been ranked the 10th Top Employer in South Africa for 2025, based on the Top Employers Institute's global ranking methodology.

Learning

0860 726 526 | 011 359 7700Monday to Friday 08:00 to 17:00

Sanlam Head Office2 Strand Road Bellville

11 West St,Houghton Estate Johannesburg

About

Sanlam Art Collection

Claims

Disability / Accident

Legal

Financial Advisory and Intermediary Services Act (FAIS)

Principles and Practices of Financial Management (PPFM)

Promotion of Access to Information Act (POPIA)

Conflict of Interest Policies in terms of FAIS

Worldwide

South Africa

South Africa Home

Sanlam Investments

Sanlam Private Wealth

Glacier by Sanlam

Sanlam BlueStar

Rest of Africa

Sanlam Investments East Africa

Sanlam Private Wealth Mauritius

Europe

Sanlam UK

Sanlam Securities UK

Sanlam FOUR

Sanlam Asset Management Ireland

Global

Global Investment Solutions

Investor Relations

Copyright © 2025Sanlam Limited is the licensed controlling company of the Sanlam Limited Insurance Group. Sanlam Life Insurance Limited is an insurer licensed to conduct life insurance business and is a licensed financial services provider and a registered credit provider.